🚢💰 Why Owning NCLH Stock Could Pay You Back on Your Next Cruise
- markriel

- Apr 4
- 2 min read
If you love cruising (especially with Norwegian Cruise Line), here’s a little-known travel hack that combines investing and vacation perks…
👉 Owning stock in Norwegian Cruise Line Holdings (NCLH) can actually earn you FREE onboard credit every time you sail.
Yes — you read that right.
📊 What is NCLH Stock?
Norwegian Cruise Line Holdings Ltd. (NCLH) is the parent company behind:
• Norwegian Cruise Line
• Oceania Cruises
• Regent Seven Seas Cruises

So when you invest in NCLH, you’re investing in one of the largest cruise companies in the world.
🎁 The Hidden Perk: Shareholder Onboard Credit
Here’s where it gets interesting…
If you own at least 100 shares of NCLH stock, you qualify for onboard credit (OBC) every time you cruise with them.
💵 How Much Do You Get?
It depends on the length of your cruise:
• 🛳️ 6 days or less: $50 onboard credit
• 🛳️ 7–14 days: $100 onboard credit
• 🛳️ 15+ days: $250 onboard credit
This credit is applied per stateroom and can be used onboard for things like:
✔️ Specialty dining
✔️ Shore excursions
✔️ Drinks & packages
✔️ Spa treatments
🧠 Think of It as a “Vacation Dividend”
Unlike traditional dividends (which NCLH does NOT currently pay), this perk acts like a travel reward for shareholders.
Some travelers even look at it like this:
👉 Cruise once or twice a year = your onboard credit starts offsetting the cost of owning the stock.
In fact, some estimates suggest this benefit can feel like a solid return for frequent cruisers, especially if you sail often.
📋 How to Get the Credit
It’s simple, but you DO need to take action:
1. Own at least 100 shares of NCLH
2. Book your cruise
3. Submit proof of ownership (brokerage statement)
4. Do it at least 15 days before sailing
👉 Important: The stock must be in the name of someone sailing in the cabin.
⚠️ Important Fine Print
Before you go all in, here are a few key rules:
• Only one credit per stateroom
• Must own shares at time of sailing
• Not valid on some discounted or charter sailings
• Credit is use-it-or-lose-it (not cash)
🤔 Is It Worth It?
Here’s the honest answer:
👉 If you cruise often — especially with Norwegian — this can be a no-brainer perk
👉 If you don’t cruise regularly — it may not justify buying stock just for the benefit
🧳 Final Thoughts from Mark
This is one of my favorite “insider travel hacks” to share with clients.
It’s not just about investing…
It’s about getting MORE value out of the trips you already love taking.
And if you’re planning multiple cruises (like Alaska, Caribbean, or group trips 😉)…
this little perk adds up FAST.
⸻
📣 Let’s Talk Travel
Thinking about your next cruise?
📞 Call me: 508-864-1110
🌐 Visit: marksvacations.com
👉 You haven’t traveled until you’ve been on a Riel vacation.
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